quarta-feira, 12 de abril de 2017

Credit Manager - First National Bank · Localidade da empresa Mozambique

Descrição da vaga

The analyst will be responsible for a portfolio of both Corporate and CIB clients, in Mozambique. 
  • Identifying transaction specific risks including credit, taxation, accounting and legal.
  • Manage and co-ordinate the credit origination, approval and subsequent monitoring processes.
  • Report writing skills, as the credit analyst has to write and present Credit applications to Local Credit Committee and Higher Delegate Mandate;
  • Introducing risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank.
  • General understanding of the Mozambican Companies Act, Tax, Commercial Law and legal issues relating to Security.
  • Determine and coordinate the use of all required internal resources across the Group.
  • Keeping up to date with news and events that might affect various individual counterparties and portfolios.
  • A good understanding of the Bank’s credit grading and credit pricing models. Preliminary Rating and LGD Analysis.
Comprehensive understanding of business risks and the economic environment with the ability to relate such issues to the risk profile of individual credits.

- The successful candidate must have a CA, MBA or CFA. Experience should ideally include modeling, assessing and advising on industry and company specific risks;
- Ability to analyse company financial statements and to identify and quantify financial and business risks;

- An interest in and understanding of financial instruments and markets;

- General knowledge of practical economics relating to business, industry and the RSA macro-economic environment;

- Computer literacy: proficiency in spreadsheet, database and word processing software;

- General understanding of a variety of financial derivative products.

Key Competencies
- Analysis and attention to detail;

- Problem solving;

- Drive for results;

- Resilience and stress management;

- Building relationships;

- Presentation and facilitation;
- Verbal and written communication;

- Business insight and risk awareness;

- Commercial and financial acumen;

- Mathematical acumen


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